With current mortgage rates lower than they have been in over 30 years, now is the best time to mortgage a new home. We take pride in offering you the lowest mortgage rates possible. There are absolutely no application fees, and our mortgage service is completely free to you.

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Benicia is named after the wife of Gen. Mariano Vallejo, the last Mexican governor of California. It is a small town located on the Carquinez Strait, between the San Francisco Bay and the Sacramento River Delta. Benicia has been rated one of the best places in the Bay Area to live because of its beautiful location, slightly more affordable housing, good schools, community services and access to public transportation and highways. Benicia once rivaled San Francisco as a center of commerce during the California Gold Rush and it looked at times as if Benicia might eclipse its sister city across the Bay. Instead Benicia became a small, forgotten place whose historical landmarks and homes have been spared from the development that has buried much of California's past.

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